The Karma of Success Blog

Quick, the opposite of debt is…..?
Wealth, right?
But while the two words may sound opposite, John Cummuta argues that debt into wealth is within reach of anyone. That belief is the theme of Cummuta’s “Transforming Debt Into Wealth.”
The secret, Cummuta says, is learning how to beat the credit card companies, manage mortgages, and other practical approaches [...]

Does the credit card work for you or do you work for your credit card? Most people’s answer to that question will depend on how they treat their “old plastic” as credit cards are known.
For many with burned fingers will tell you they didn’t realize that things had gotten so bad until very late, because [...]

Banks and other entities with interest on credit cards often like waxing lyrical on the supposed many and manifold benefits the cards bring to the holder. And they have not been unsuccessful.

The major credit card holders (Visa, MasterCard and American Express) handle transactions of over US $ 6 trillion each year, according to The Economist [...]

Imagine going to the bank to apply for a loan, and you state that the purpose of the loan is to buy supper. Unfazed, the banker very courteously tells you, “That’s fine, just sign the form. And by the way, you can take an additional amount for the new Anheuser-Busch beer which I am sure [...]

Most people think that the most secure way to prevent identity theft is to fill out a no-cost fraud alert or sign up for a fee-based credit monitoring service. The problem is that if your social security card is stolen, the thief can still open a credit card fraudulently under your identity. In fact, about [...]

With the holidays quickly approaching, it’s that time of year again for… credit cards! Before you tear open that Visa, MasterCard, Discover, or even American Express card pitch you just pulled from the mailbox, I want you to remember one important detail. The 0% APR on balance transfers only lasts for a year and it [...]